Our aim is to provide you with access to affordable bad credit loan packages on this website for Very Bad Credit Loans Direct Lenders. Many people throughout most parts of the world have been affected by the credit crunch that started in 2008 and it seems like it is never ending too. There is also the legacy of Covid-19 too.
People suffered financially, had their credit scores plummet and many lost their own homes due to the negative equity that occurred.
This has left them with adverse credit on their credit file and sometimes it is hard to get the credit you need. It is even sometimes difficult to get a basic mobile phone contract as well.
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We help those in need of money by providing lending solutions and the application procedure is completely electronic, making applying for a loan simple, quick and time-saving.
As per our policy, you are not required to send us any documents via post or fax for the initial online loan application. However, this may be required by a lender to help approve your application, if successful.
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Click on the Apply Now banner above, which will take you to a choice of loans and fill out the application form that suits your circumstances best. Within minutes, you will be informed if a lender is ready to accept your request.
After being formally accepted, you will receive an email containing information about how to access the secure completion page on the lender’s website. You will be required to sign the loan agreement electronically online.
Some lenders may be able to deposit the money into your bank account on the very same day (subject to approval). However, individual lenders do vary on the cut-off times that loan applications should be received and finalised by in order to achieve this.
It may be that your details do not match the requirements of any of our lenders or that you cannot reach an agreement with our suggested lender. In such a scenario, we will refer you to another creditable finance broker to assist you further on your loan needs.
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It is possible to get bad credit on your credit history and if it is a prolonged period of credit and debt problems, it could very easily turn into very bad credit problems too. This country has gone through a very bad period of financial crises and it has affected a lot of people and their credit ratings.
Without pointing fingers in a malicious way, the truth is, the main banks have caused a lot of the financial problems and debt crises that has existed. This has been proved by the Financial Conduct Authority regulator by the amount of fines and charges levied on commercial banks.
Although the banks are trying to clean up their act, they are still not lending the way they used to, to the every day person in the street.