Make your credit future shine with the new Chrome Credit Card

Make your credit future shine with the new Chrome Credit Card. The Chrome Credit Card is issued by Vanquis and is suitable for anyone trying to get a new credit card but have been refused elsewhere.

Chrome Credit Card visa

Some of the features of the Chrome credit card are:

  • Enjoy a new low APR Credit Card – designed to help you improve your credit rating
  • Start with a manageable credit limit of £250 up to £1,000
  • You could build your Credit Limit up to £4,000 over time
  • Stay in control of your account with online servicing, a mobile app, SMS and email alerts

Please note the following terms and conditions:

Credit cards are not suitable for long-term borrowing or financing existing debt. Missing payments could have severe consequences and make obtaining credit more difficult.

Important: Credit is subject to: status; telephone contact; confirmation of name and address; not already holding a credit card issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy. Please read the Summary Box and Terms and Conditions for full financial details.

As a responsible lender, Vanquis Bank will seek to provide you with a Credit Limit that reflects your needs and your ability to manage your account.

Build Your Credit Rating and Credit Limit at the Same Time

To build your Credit Rating and be considered for Credit Limit Increases use your card sensibly, stay within your Credit Limit and pay your monthly minimum payment on time. Not doing so could harm your Credit Rating and make obtaining credit more difficult.

By using your Credit Limit and keeping your account in order, you demonstrate to Vanquis that you can manage your account well and can handle the monthly repayments.

Please also keep your other accounts such as credit cards, loans, catalogues, mobile phone and mortgages in order and don’t take on too much debt elsewhere.

Please remember this is just a guide and meeting these criteria does not guarantee you a Credit Limit Increase.