Get Credit Cards Bad Credit Here – why not take advantage of the best credit card offers on the market today, as it can make a big difference to your finances and the cost of borrowing.
Check below to find the best credit cards bad credit deals for your own individual circumstances.
Credit cards with adverse credit can be a cheap and convenient way to borrow money as they offer more flexibility than a personal loan and are often much cheaper than a payday loan.
Representative 277.5% APR - Representative Example: Amount of credit: £750 for 12 months at £119.21 per month. Total repayment of £1430.52. Interest: £680.52. Interest rate: 140% pa (fixed). 277.5% APR Representative.
Know How to Get the Best Credit Cards bad credit Deals…
Credit Cards with Bad Credit
With so many different types of credit cards on the market, you need to make sure you choose the best credit card deal for you.
The best credit card for the way you spend will depend entirely on your circumstances, what you’re looking for in a card and your current financial circumstances, which only you can decide.
So before you start your credit card comparison you need to decide what type of card will give you the benefits you need. Why not make a list of exactly what you would want out of a new credit card before you start shopping for one.
0% balance transfer credit cards
If you already have a credit card and want to move your outstanding borrowing to an no interest card, then one of the many credit cards with 0% interest deals on balance transfers are likely to be your best option.
They may charge a small fee, but if you don’t normally clear your balance each month, then the savings on the monthly interest are going to be huge.
0% purchases credit cards
If you are looking to spread the cost of a major purchase then credit cards with 0% interest deals on purchases are likely to be a good choice.
A 0% purchase credit card will allow you to spend on the credit card without charging you interest on your balance for a set 0% period. For this reason if you are looking to purchase a large item and spread the cost over several months this type of credit card is often ideal.
Credit cards for bad credit
If you have a poor credit history and want to improve your credit record or simply want a credit card to use for day to day spending, then applying for credit cards through certain companies could be your best choice.
This type of credit card may also be worth considering if you are applying for your first credit card and have little track record of managing credit.
While some suitable credit cards are likely to offer modest credit limits, they are more likely to accept a credit card application from people with a poor or little credit record.
Cash-back & Rewards credit cards
If you want to earn something back for using a credit card and plan on clearing your credit card balance in full each month then rewards and cash back credit cards could be an attractive option.
A cash back credit card works by giving you a small percentage of the money you spend on the credit card back in cold hard cash.