Non Guarantor Loan is now available for application on this website below.
Our non Guarantor Loans are not just for home owners or property owners, they are for tenants or people still living with their parents and friends as well.
Where to find a non guarantor loan?
We have non Guarantor Loans that are available for council tenants, private tenants, non home owners and living with parents as well.
What is a Guarantor Loan?
A Guarantor loan is an unsecured personal finance agreement that requires no credit scoring, but you must also have someone who trusts you enough to stand as a loan guarantor to your credit agreement.
When you apply for a non guarantor loan, it does not mean that you are promised acceptance.
It all depends on your particular circumstances and how suitable you and your loan guarantor are to the particular lender.
Guarantor Loan Advantages:
- Quick means to get credit
- Ignores credit rating of the borrower (no credit scoring)
- Typically larger lending capacity as opposed to a payday loan
- One of the only ways for many people with bad credit to gain finance
- Helps to rebuild credit rating
- Paid into your bank account within 48 hours of the loan being agreed
Guarantor Loan Disadvantages:
- Requires an individual to stand as loan guarantor
Just go to our Guarantor Loans UK page to apply directly with the lenders online and find a guarantor loan that suits you.
Do you need a non guarantor loan to buy a new car, make home improvements or to consolidate debts?
Find a loan guarantor online
Are you finding it hard to be accepted for a loan due to your adverse credit?
We can help you find a guarantor for a loan that can help you get the cash you need.
There are many reasons why you may have found yourself in the position of having adverse credit.
You may have been made redundant and finding it hard to keep up with your bills.
You may have missed several loan payments and have several black marks on your credit file.
No matter how you have come to have bad credit, by not keeping up to date with your financial commitments it can have a detrimental effect on your credit rating and your potential of being accepted for a loan.
When applying for finance lenders look at an individual’s credit score to decide whether they will be accepted or not.
If you have checked your credit rating recently or have a history of late payments or County Court Judgments (CCJ’s) etc. it is likely you will be declined for a standard high street loan.
However, we can help you find a non guarantor loan that will give you a better chance of being accepted for the loan you need.
If you have a low credit score and you need a loan you are a higher risk to the lender of not paying it back.
If this sounds like your current situation, then applying for a guarantor loan is maybe a better option as you have a higher chance of being accepted.
Non guarantor loans are similar to personal loans, but they require a family or friend to be a loan guarantor.
This means if you fall behind on the payments it is up to them, the loan guarantor, to pay back the remainder of the loan.
If this sounds like the best option to help you get the loan you need we can help you find a non guarantor loan, just click on the links on this page.
Depending on who you apply with, some lenders may ask that selected loan guarantors are property owners.
There are, however, non-home owner guarantor loans available, but can be harder to find due to their limited availability.
Either option, however, will ensure the guarantor has a good credit score.
To find a loan guarantor online that may be suitable for your circumstances click on the links on this page.
A good way of using guarantor loans and help build a good credit rating is to stay below your credit limit and ensure you pay the agreed amount on time.
A bad idea is to borrow more than you know you are able to pay back and getting yourself and the guarantor in financial bother.
Regardless of how you have come to have adverse credit, don’t despair; we can help you find guarantor loan that will meet your needs.
If used correctly, you can use this as an opportunity to work on building a better credit rating for your future.