Are you in the position where you are saying, I need a payday loan but getting refused everywhere I try?
That is okay, you are not the first and you certainly will not be the last. We are here to help advice you on what steps you need to take to find a lender that will accept you for a loan.
You do not have to be refused a payday loan
Instead of sitting back on your laurels and thinking I need a payday loan but getting refused, I feel so helpless do something about it.
Representative 277.5% APR - Representative Example: Amount of credit: £750 for 12 months at £119.21 per month. Total repayment of £1430.52. Interest: £680.52. Interest rate: 140% pa (fixed). 277.5% APR Representative.
That is where we come to the rescue. Even if you have all credit types there are loans out there that you can get accepted for. Your best options are either secured loans or an unsecured loan in the form of a payday loan or a personal loan.
You may be thinking I need a payday loan but getting refused no matter where I try. The question is, are you a homeowner? And if so, you could apply for a secured loan.
Secured loans can be a great option if you do have all credit types as the lender has collateral in case you do fall behind on your repayments. With this type of loan, you are highly likely to be accepted, especially if you have a large amount of equity in your home.
It is worth remembering however that with a secured home loan if you do fall behind on repayments you do risk losing your home. You want to be extremely confident of making all repayments for the full term of the loan.
However, if you are saying, I need a payday loan but getting refused, this may mean you are not a homeowner.
In this case, a personal loan that is not secured against anything like a car or a house is a good option. Payday loans are a form of unsecured loan that provides you with money on the short term.
Need a Payday Loan Today?
With a payday loan you are able to use the money you receive for what ever you wish. This could be to pay off debts, pay for day to day bills, pay for a car, make home improvements, or a combination of all these. Although it is not 100% guaranteed we can help find you lenders that can come close.
When applying for payday loans the application process is very simple. It requires basic information and once completed the lender will review your information and assess your credit profile.
When approved, you will be required to confirm that you agree to the companies’ conditions and the details of the loan. When this is all correct the lender will release the money to you through your bank account.
So if you are still saying to yourself, I need a payday loan but getting refused no matter where I apply, with our lenders, even if you have all credit types, are unemployed, or on a low income, they have a huge range of loans to suit a huge range of circumstances.
With their expertise they are able to help people, like you, find the best loan. Just click on the banners on this page to start the process, fee free and obligation free.