I Have Bad Credit and Need a Loan Please Help is a phrase that we hear all the time. We all need some help sometimes and we all need credit sometimes too.
For whatever the reason is for your new loan, have a read at this page to see if we can help you to get the finance you need today.
Are You Asking, I Have Bad Credit and Need a Loan Please Help?
It is a lot harder now to get access to credit and loans in the UK, so you need to do some digging around to not only get a loan, but get a loan at the best interest rate possible.
We have a loan system in place that could aid you in getting a customised loan for your own particular financial circumstances.
Loans with bad credit
The difficulty is increased if you have a bad credit history, but there are still some UK Lenders that are willing to lend to people that have had credit problems in the past.
We have tried to group together some companies and lenders that will assist you in getting the loan you need.
If you have good credit, average credit or bad credit, hopefully these companies will be able to assist you in getting the loan you need now.
If you make application to the loan companies on this page and website, you will find out very quickly if you have been accepted and also exactly what terms and the interest rate you have been accepted on too.
We must point out that a credit check will be carried out by the prospective lender, as they need to know exactly who they are dealing with and who they are lending the money to.
Consider a Guarantor Loan
If all else fails, there are also guarantor loans available which are approved not on your credit history, but on the credit history of the guarantor you provide.
It used to be that the loan guarantors had to be home owners only, but this is no longer the case, as you can use family members, friends and just anyone who knows you and trusts you to repay the loan you want to take out.
So, you can see there are a number of options open to you by using this website when you are asking “I have bad credit and need a loan please help“and please feel free to have a look and explore all of our products.
If you go to our top Menu, you will see links for our Payday Loans page and the Personal Loans page, depending on the amount of loan you are after.
Both the application pages use a financial searching system known as a Ping-Tree. When you apply using our application forms, complete all your details fully and then click on the Submit button, your application is sent to a number of suitable loan lenders in the Ping-Tree. It will start with companies that have the lowest interest rates and terms and then work its way down the “tree” until it finds a lender that will accept your application.
This way you get a tailor made loan offer just for you and your financial circumstances. Try it out today and out a smile back on your face!