People often ask us: can I get a Payday Loan? Payday type loans are still available to apply for and we have some links to lender and broker’s websites on this page for more information.
The original payday loans idea was when you borrowed up to 1,000 and you had a maximum of 30 days to pay back the full amount. This normally coincided with your next pay day, which is how it got the name in the first place.
Where Can I Get a Payday Loan Today?
You can still get this type of payday loan, but there are now much better alternatives. Instead of having the restriction of having to pay the full amount back that you borrowed, just 1 month later, you can now spread the cost of paying back the amount.
So, instead of paying the full amount of the payday advance back in 1 month, you can choose instead to pay it back over 3 months, 6 months, 12 months or even 18 months.
This is good news for small fast cash loans borrowers, as it is more versatile, reduces the monthly payments, does away with all of those extra default charges and fees you would have paid if you couldn’t repay the full amount after only 1 month and it helps the affordability of the loan.
This is a great way to borrow money for an emergency expense or unforeseen bill or charge you may be faced with.
Get The Payday Loan Details First
The loans are now totally transparent and you will know the APR interest rate and the exact monthly payments, terms and conditions before you take out the payday loan in the first place.
The interest rate and all charges and fees that Lenders charge have all been capped by the Financial Conduct Authority which makes taking out that new payday loan even more affordable.
Just make sure you apply for the payday loan through a company that is regulated, which we are and any companies we refer you to are as well.
So, when you ask yourself, can I get a Payday Loan, then just click on the links on this page to get started.