Good News: 12 Month Payday Loans are now available here for application online today.
Longer Payday Loan repayment terms
Now you can get the same cash loan amounts as payday loans, but you are able to pay them back over more months, like the 12 month payday loans no guarantor.
These types of loans will get you out of that horrible trap of the roll-over effect, which caused a lot of financial problems for people in the past with the older type payday loan.
With payday loans, you had to repay the loan in full on your next pay day and if you didn’t, the payday loan company rolled the loan over for another month.
This might have sound helpful of the payday loans company to do this, but what was really happening was people were being charged compound interest, which is interest on top of interest, plus they then had the cheek to add on default fees on top!
Now you can get 12 month payday loans
Now, if you apply on this website for 12 month payday loans, then you will know exactly what you will be repaying each month and there will be no roll-overs or default fees, providing you keep up your payments each month.
You will know from the outset how much your monthly loan payments will be and this will help you budget for the term of the loan.
All of the Lenders we use allow you to spread your loan over longer periods than payday loans and even allow you up to 18 months to repay a 1000 pound loan.
Have a look at the loans we can provide and see if there is one to suit your needs.
When you click on the Apply here banner, you will be taken to the Person Loans page. On this page you will see a banner highlighted and you just need to click once on this banner to open up a new window.
This will take you to the website that will accept your online new loan application and it is just a matter of answering all the questions fully and then submitting the information at the end of the form.
Once you submit all your information, the system checks with a number of registered lenders that can supply 12 month payday loans no credit check and it will try to get you the best rate possible. You will get an online decision within a couple of minutes and if accepted, you will be presented with full details of your new loan offer online.
You are under no obligation to accept any loan offers received, but if the new loan conditions are suitable to your circumstances and are affordable, it is a simple click to accept the loan online.
If you don’t like the sound of “Payday”, as it has got a bit of a reputation in the past, we also advertise Personal Unsecured Loans, along with other alternatives too.