Pay Day Express is a trading name of Instant Cash Loans Limited and trade in the UK. Pay day Express has been assisting customers with their short-term loan demands since 1999.
Do You Need Pay Day Express Loans?
All PayDay Express loans are subject to status and affordability and the short term installment loan is actually a solution to short term emergencies.
By completing the simple loan application form, it is possible to apply online today. PayDay Express make a lending decision based on the information that you supply and their own credit and affordability tests.
Also, if all qualifying criteria are met the resources could be deposited exactly the same day the application is sent in online.
PayDay Express strives to give a service which meets customers needs faithfully and discreetly.
Friendly service is offered to ensure clear communication is available through the loan process.
Pay Day Express are registered with the Financial Conduct Authority, which means you should be treated honestly and fairly. Should you ever have a complaint about anything, you can contact them to get advice and help to resolve any problems that might occur.
Pay Day Express Loan Requirements
With a Pay Day Express loan, you are able to borrow from 100 to 2,000. The loan can be repaid over 1 to 12 months. So if you are need of a short term loan then a Pay Day Express loan may be the right thing one for you.
To qualify for a Pay Day Express loan, you must be aged 18 and over when making your application. You must also be a permanent resident and be in permanent employment or receiving benefit or living allowance.
Your income must be 417 a month or more and be paid directly into a bank account. Another requirement is also that you have a debit card for this account. You must also meet the credit and affordability assessments set out by the company.
To apply for a Pay Day Express loan is a simple and straightforward application process. First, consider how much you need to borrow and for how long you would like to make your repayments over.
Once you have decided this and completed their on line application form their advisers will carry out a credit check, along with an affordability check. Once these checks have been carried out Pay Day Express advisers will contact you as soon as possible to inform you if you have been approved.
If approved you will be able to choose how long you wish to borrow the loan over, from 1 month right up to 12 months. It is very important that you choose the right option that best suits your circumstances.
If the loan and its terms suit your situation, you are then required to complete the rest of the application process. You will be given pre-contractual information that you will need to read and agree to. As long as you are still happy with the terms of your loan then you should sign your loan agreement.
Pay Day Express is a responsible lender and are completely customer focused. They see every application as an individual and a unique situation and they make sure that they are confident the applicant can afford the loan and that the person applying is aware of their commitment to the loan.
Pay Day Express is also authorised and regulated by the Financial Conduct Authority (FCA) so you can have peace of mind when using their service.
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