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Best Loans – a personal loan is an excellent way to fund home improvement projects, cover emergency expenses or consolidate debt. But there are many factors to consider when choosing a lender and determining which loan is best for you. For instance, some lenders charge an origination fee or signup fee, while others don’t. Other considerations include the length of time you have to pay back your loan (your term) and the interest rate. For this reason, it’s important to do your research before selecting a lender for your next personal loan.