Blue Letter Loans are available to people that are aged 18 years or over and that are registered citizens. Blue Letter Limited is a master broker, not a loan or credit lending or banking institution.
The following are questions followed by answers regarding Blue Letter Loans, although other loans are available by clicking on the links and banners on this website.
What size of Blue Letter loans do they offer?
You can borrow anything from as low as 100 cash, right up to 12,000 on personal unsecured blue letter loans basis on line.
They also do secured home owner loans and if you are a home owner with equity in your property and are happy to secure a loan against your home, then they can increase the loan size to a maximum of 50,000.
They state that they are a responsible broker and will only present you to responsible lenders who will only lend what you can afford to repay.
Is Blue Letter Limited different to other loan companies?
Blue Letter Loans work in a similar way to a comparison website. They ask you some questions, including your financial requirements and then try to match your details with approved loan lenders and then show you the results.
This allows you to choose from the lenders you have been matched to with based on your requirements and each lender’s criteria.
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What if I cannot afford to repay my loan?
If you experience difficulties in making the monthly repayments after taking out your loan, you should contact the lender directly right away, so you can discuss the payment options to help repay your loan.
If you default on your loan without getting in touch with your lender, they will try to contact you and you may also incur a fee for missing / being late on a payment.
Please remember that the lender is there to help you, but you must work with them to come up with a solution that suits you both. Definitely no not ignore the situation!
Do they charge fees?
The short answer is No! However, depending on the Lender you choose, they may well charge you fees, but they will have to be upfront about all their costs, fees and charges before you take out or accept the loan offer.
There will be no hidden fees or charges with a personal loan.