Really Need Money Fast? Check Out These Payday Loan Alternatives. Do you really need money fast? So, why not take out a payday loan?

I Really Need Money Fast Now

Not so fast—payday loans, while convenient, aren’t really the best option to borrow large amounts of money fast. Sure, the terms do look attractive, but they can pose bigger problems in the long run.

They are good for getting cash quickly and then repaying just as soon as you can.

Avoid payday loans?

Payday loans give people money as soon as possible—at a cost. They’re short term loans that usually require the borrower to pay back relatively quickly. The loan is secured against your wage being paid into the bank each month.

The interest rates for payday loans are excessively high, usually ten times the average credit card advance. So, you might want to avoid this type of loan if you do have other options—or can’t afford it in the first place.

Really Need Money Fast

Really Need Money Fast

Really Need Money Fast? Try These Alternatives

If you really need money fast, you do have alternatives. Some of the most common options include the previously mentioned credit card advance, pawnshops and borrowing money through online lenders, like the loan company links and banners on this website.

Credit Card Advances

If you have a credit card, you might have access to a cash advance. Most credit card companies delegate a certain amount of funds to allow account holders to withdraw cash: a cash advance limit.

Cash advances typically have fees, along with higher interest rates, so it’s always a good idea to learn more about your limits before utilising your available cash advance.

Borrow Money via Online Lenders

Peer to peer loans are available online; it’s similar to borrowing money from friends or family. The difference is that you’re borrowing money under the same terms as you would with a traditional lender.

There are also online brokers that allow you to borrow money in accordance with relatively favourable terms; beware though, some of these lenders can be predatory, so use your best judgement.


Good pawnshops can give you a decent amount of cash for valuables. Of course, it’s take a bit of effort to find a good one in your city, but it’s worth it.

If you think you can get more for something valuable by selling it online, there are online pawnshops who can appraise and buy your valuables from you.

Try the companies we advertise here to get an online quotation for your new loan.  All companies are registered and approved.

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