This is a cheaper alternative to pay day loans, as you are not restricted to having to pay back the whole loan in full after just one month.
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You can also spread the repayment period for up to 2 years.
You are eligible for a Smart Loan UK if you receive an income of 1000 or more a month, your income is paid directly into your bank account and you have a debit card for that account.
So, we are not promoting a Smart Fortwo car, but rather Smart Loans UK, although you could get one to get the other one!
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There are of course other loans available and you can click on any of the banners or links on this page to be taken to a reputable UK Lender where you can apply directly for a new loan.
You are not restricted to a maximum of a 2,000 loan either, as there are other companies here that will allow you to borrow higher amounts.
You don’t have to have gone to university or have a degree to apply for Smart Loans UK, they are just the smart option for everyone to apply for if you need a small loan.
Unlike payday loans where you have to pay back the loan within a month, you have up to 24 months with Smart Loans to pay the loan back.
Smart Use of Loan Funds
Individuals can apply for Smart Loans UK to help pay for unexpected bills or expenses that have cropped up.
This could be for paying for a broken down car, a tax bill, purchase a replacement for a broken fridge or washing machine, the kids school trip or even just to pay for day to day bills like food and electricity.
With Smart Loans UK you are able to use the money you receive for anything you require.
Smart Loans UK can be useful for those that have a great credit score or to help those that may have a less than perfect credit score.
The application process for Smart Loans UK is very quick and simple.
You can usually apply by phone or through the company’s website by their on line application form.
Questions are based on your personal and employment circumstances.
If you are approved, the money is sent to your chosen bank account, usually within 24 hours of being approved.
Which is great news if you are in a rush for the money.
The only requirements for applying with Smart Loans in the UK is that you have an income of at least £1000 and is paid into your UK bank account.
You must also hold a debit card for this account to qualify.
With Smart Loans UK all details and fees are displayed upfront with the guarantee of no surprises later on so you can borrow in safety, so it is really clever borrowing!
See also speed loan finance.