Privacy & Affiliate Policy
Welcome to quickandfriendlyloans.com (referred to as “we”, “us”, or “our”). We are committed to protecting your personal data, being transparent about how we handle it, and clearly explaining how this website is funded.
By using our website, you agree to the practices outlined below.
1. Affiliate & Advertising Disclosure (How We Make Money)
To keep our financial guides, tools, and resources 100% free for everyone, this website uses affiliate marketing programs.
What is an Affiliate Link?
When you read our content, you will find links to external services, products, apps, or utility-switching tools. If you click on one of these links and subsequently sign up, open an account, or buy something, the provider pays us a small referral fee or commission.
Crucial Safeguards for Our Readers:
- No Extra Cost: Clicking an affiliate link does not change the price of the service for you. In fact, our partnerships sometimes grant you access to exclusive discounts.
- Our Independence: We only recommend products, tools, and services that we genuinely believe can help you save money, clear debt, or build income. Our editorial content is never influenced by commission rates.
- Advertising Standards Compliance: In accordance with the UK Advertising Standards Authority (ASA) guidelines, any post containing affiliate links will be clearly marked as an “Advertisement Feature” or “Ad” at the top of the page.
2. Privacy Policy & Data Collection
We take your data privacy seriously and operate in full compliance with the UK GDPR and the Data Protection Act 2018.
Data We Collect and Why:
- Voluntary Information: If you leave a comment or sign up for a newsletter, we collect the name and email address you provide. This is used solely to respond to you or send updates you requested.
- Automated Information (Cookies): We use standard website analytics tools (such as Google Analytics) to see how visitors move through our site. This collects anonymous technical data, such as your browser type, device type, approximate location, and the pages you visit. We use this to improve our website layout and content.
Cookies Management:
We use cookies to remember your preferences and analyze traffic. You can choose to accept or decline cookies via the pop-up banner on our site, or you can disable cookies entirely within your internet browser settings.
Data Sharing:
We do not sell, trade, or rent your personal information to third parties. We only share data when required by law or with trusted third-party service providers (like our email hosting platform) who help us operate the site, under strict confidentiality agreements.
3. Important Financial Disclaimer
quickandfriendlyloans.com is a financial information website.
- Not Regulated Financial Advice: The information provided on this website is for general educational and informational purposes only. It does not constitute tailored financial, legal, or debt restructuring advice.
- No Debt Management Services: We are not financial advisors, debt counselors, or credit brokers. We do not provide, organize, or manage formal debt relief plans (such as IVAs or Trust Deeds).
- Seek Impartial Help: If you are in severe financial difficulty or under pressure from creditors, we strongly urge you to contact free, independent, and government-approved debt charities for confidential advice, such as:
- MoneyHelper: moneyhelper.org.uk
- StepChange Debt Charity: stepchange.org
- National Debtline: nationaldebtline.org
4. Contact Us
If you have any questions regarding this privacy policy or our affiliate disclosures, please contact us at: info@quickandfriendlyloans.com.