Looking to find a guaranteed approval credit card or a guaranteed credit card?
Need the money to pay for an unexpected bill, car repairs, a holiday or a much needed purchase?
Do you have bad credit due to several marks on your file and it is making it difficult to be accepted elsewhere for a new card?
We can bring you to lenders that can provide you with the nearest thing to guaranteed accepted credit cards.
Get accepted for a guaranteed approval credit card
If you have bad credit and you have been turned down elsewhere by clicking on the banners on this page you will find lenders that can bring you to the nearest thing to a guaranteed approval credit card on the market.
A credit card is a great way to be able to pay for purchases and is easy to sometimes to think of it as just like a debit card, however, a credit card is a loan.
Due to this, you should use a guaranteed credit card wisely in case you get to a point where you have borrowed too much and unable to pay it back.
Cards are very convenient to use, but sometimes they are almost too convenient.
If you have an adverse history and you have been turned down elsewhere, by clicking on the banners on this page you will find lenders that can bring you to credit card bad credit guaranteed approval in the market.
The provider of the card will set a limit to suit your circumstances.
So the better your history the higher your limit on the card will be.
Credit Card Bad Credit Guaranteed Approval
However, if your credit score is poor then the provider may provide you with only a small limit.
The way a credit card works if you are accepted you will be given a limit.
This limit is how much you can borrow up to, not a goal of what you can spend.
The lender will then send you a statement of the activity on the credit card every month and will provide details of what the minimum payment is required and by what date it needs to be paid.
This is very important as if you miss paying the required amount on time it will leave an adverse mark on your credit file, which in turn will have a detrimental effect on your credit potential in the future.
Get A Guaranteed Credit Card
If you have bad credit and been turned down already, click on the links on this page and find credit card lenders that can bring you to the nearest thing to a guaranteed approval credit card on the market.
We have had clients that have just come out of bankruptcy and got a new credit card and others that have been in IVA’s and debt management programmes and have been able to get a new credit card too.
You may have to start off with a low credit limit, but if you keep within the terms and conditions of the card supplier and at least pay the minimum monthly payment on time, then the card company will review your credit limit after 3 to 6 months.
Better if you can completely pay the credit card balance off each month too.
A Flexible Friend
There used to be an advert on TV promoting getting a new credit card and the company referred to the card as being your flexible friend.
It is not a bad description, as a credit card is always there should cash emergencies arise and you need money quickly to sort them out.
Once you have the credit card approved, you can just keep it in a safe place and only use it when you need to.
Keeping control of your spending with a credit card is vitally important as it is easy and initially “painless” to go on a shopping spree know that you have all of this credit to use. However, there is always a day of reconning when that is done and it’s called the monthly credit card statement!
See also Guaranteed Acceptance Credit Cards.