Main Loan Application Forms Loans for Personal Loans and Credit Cards
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Small Fast Cash Loans
These are pay day type loans, but have been updated considerably since the old method when they were first brought out on the market.
You can borrow anything from 100 to 1000 and repay it back over 1, 2 or 3 months normally.
Interest rates can be high, but the whole process is normally done on line and is very quick.
There are none of the old roll-over fees or compound interest to pay, as all the Lenders are fully registered and regulated.
Personal Installment Loans
These are unsecured loans that you can repay monthly.
More and more lenders are offering even small amounts from 500 upwards and lending them over more than 3 months.
When borrowing up to 2,000, you can now choose to repay over 3, 6, 12 or 18 months.
This is a great option, as it removes the very expensive roll-over effect of the original pay day loan type, which added fees and interest and made it unaffordable.
Personal Installment loans are also suitable for larger amounts for purchases like cars, caravans, jewellery or anything that you want really.
Larger amounts and longer repayment periods are also available too.
The maximum loan value with this type of loan is normally 25,000 and the maximum repayment terms 60 months.
How do guarantor loans work?
Not everyone has a perfect credit score or credit history.
This could be for many reasons, a lot of which might be due to the recent credit crunch which has affected a lot of people worldwide.
Loans with a guarantor work by the applicant supplying the details of someone who is willing to act as a back-up and pay the debt if it all goes wrong, which reduces the risk for the lender.
Some lenders ask for a home owner as a guarantor, but some say you can use anyone with a reasonable credit history.
The need for guarantor loans on line is rapidly increasing, with a rising number of individuals unable to access mainstream credit.
This means there should be even more guarantor type loans available from a wider range of lenders.
If you need to borrow money – perhaps you want to take advantage of a great deal or buy your dream car, etc. – there are same day guarantor loans on the market willing to lend.
These companies promise to have the money in your account within hours of applying.
Everyone loves getting a new credit card and get to test it out on line or on the High Street.
However, some credit card companies will refuse you a new credit card if you have bad credit.
We list some of the popular credit card companies that will accept applications from people with all types of credit backgrounds.
That new credit card might not be too far away after all!
See also Mini Cash Loans.