Payday Loan – Yes, Payday Loans are still available to apply for on line. The great news is that you can repay them back for much longer than only one month.
Clients can borrow from 100 to 2,000 and repay over 3 months or longer in equal monthly installments. Loan applications can be completed on all devices including desktop, tablet and mobile and all you need is access to the internet to apply on line to the Payday Lenders.
The way the payday loan application functions
Firstly you go to the application form by clicking on the links and banners and this will open up a new page showing the loan company’s details.
You then complete the application form in full and submit your details for assessment. The application form takes no more than 5 minutes to complete and we ask you to fill in a few basic details affecting your residence, family expenses and employment.
We require you to enter your bank card details so that a credit check can be run on your account and so that the loan company know the correct bank account to send your funds to.
Once you’ve completed the payday loan application, some automated checks will be run on the page letting you know if you have been accepted or not and you will get an instant decision one way or the other.
Your payday loan offer
If you have been accepted for a new loan, you will be given full and clear information as to what your loan offer details are. You should check these details carefully and only if you are happy to proceed, then you can accept the loan offer directly on line.
Funds will be paid out quickly and normally the same day, if you apply before 3pm. If it is after 3pm, then the Cash will be in your account first thing the next banking day.
The payday loan lenders we display are all registered and authorised, so you can be sure of being treated properly. These lenders will also accept new payday loan applications from people with all types of credit score and credit histories, including having bad credit and poor credit.
Getting your new loan application started is as simple as clicking on the links on this page, which will take you directly to the lender’s application pages or look at 3 Month No Credit Check Loans Online Today.
If your looking for a great pay day loan, look no further. We have access to safe and reliable lenders that are there to help you find the best pay day loan for your personal circumstances, even if you have bad credit.
Some lenders believe that the most important thing is what your credit profile says about you. Our lenders believe that everyone should get a helping hand and a persons credit profile is only part of that.
There are many pay day loan lenders that were established to help those that have been refused elsewhere. Their goal is to give those individuals a chance and to try and help them out of a bad situation.
Pay day loan customer review
Cheryl from Shropshire required funds to pay for the leak in her home. She did not have house insurance so needed to fix the repair herself. It was in the middle of winter and she needed the repair fixed as soon as possible.
The builder came out to give her an estimate to fix it, only to tell her that it would cost £450 to fix the damage. Cheryl did not have the money to fund it, especially so close to Christmas. Due to this she needed to borrow the money.
Cheryl approached family and friends, but due to the time of year they were unable to help her. Cheryl was worried that on top of the urgency of the repairs her credit score was less than perfect.
Cheryl found a pay day loan that she could afford to pay back and after filling out the application form and once accepted, Cheryl received the money in her bank account almost instantly. Christmas was saved and Cheryl was able to have everyone round, minus the leak.
Apply for your own payday loan here
If like Cheryl you are in the position were you have an urgent need of funding and you have a bad credit rating, there may be a pay day loan available to help you.
You can use the pay day loan for anything that you require and can decide on the amount you need over the required term you need it for.
The great thing about pay day loans are if accepted you will receive the money quickly and repayments are affordable.
All fees and charges are displayed before agreeing to the loan, so there are no surprises later on.
Also, pay day loans are overseen by the Financial Conduct Authority so you can guarantee professionalism from the lender.
You may have many questions about pay day loans and how they work. Hopefully after reading this article you will feel more informed about what is your best financial option to suit your circumstances.
What are pay day loans?
These are loans that are traditionally for small amounts for borrowing over the short term. As the market of pay day loans have become more popular, the amount you can borrow up to is significantly higher.
You also have the choice of how long you would like to repay back rather than just paying back on your next pay day.
How do pay day loans work?
There is a simple and quick application form that takes basic personal and employment information.
Once the form is reviewed and if you are successful in your application, the money will be transferred to your bank account usually within 24 hours.
This is the same account the repayment will be taken out from on the designated due date that was agreed.
What can you use pay day loans for?
These type of loans are great for short term borrowing for things like unexpected bills.
This could be an urgent home improvement, vet bill, car repair or a broken washing machine.
No matter what the reason you require the loan, a pay day loan can help you sort the problem when you just don’t have the funds.
What is the criteria to be accepted for a pay day loan?
You must be 18 years and over to be considered. You will also need to show you have a regular income coming in, as well as a UK bank account.
If I have bad credit have I a chance of being accepted?
With pay day loans they will check your credit history when reviewing your application. Even if you have bad credit, the lender may still be able to help you.
Why should I take out pay day loans instead of going elsewhere?
The advantages to taking out a pay day loan is it offers almost instant access to money after approval.
This is great when it may be an urgent situation. Pay day loans are easy to manage and pay back as all fees and charges are clearly presented when accepting its terms.
Although payday lenders carry out credit checks, those applicants with poor credit may still be accepted when other lenders will not.
Pay day lenders are certified by the Financial Conduct Authority and so you can be reassured you are kept safe.
Have you done a search for paydayloans? Well you have found just that.
Need paydayloans? We say no problem we can point you in the right direction in trying to achieve funds to pay for unexpected bills.
Below we answer the most popular questions that applicants ask when applying for a payday loan.
How much and for how long can I borrow Paydayloans?
Typically, paydayloans lenders can help you borrow up to £2000, but it depends on the provider. Payday loans are designed to be used on the short term.
However, if you are borrowing a large amount you can borrow over and up to 12 months to make your payments more manageable. When applying for a payday loan your credit plan will be clearly displayed so you are aware of all costs before agreeing its terms.
What can you use paydayloans for?
Unlike car loans or home improvement loans, payday loans can be used for any emergency.
The different circumstances we hear about varies greatly, it could be a vets bill, it could be to buy a replacement oven or washing machine or to make house repairs, the reasons are endless.
With your payday loan it offers you the flexibility to use the money for what ever you need to get sorted.
I have bad credit is there any point me applying?
Although the mainstream lenders are likely to not accept you due to your poor credit history, our payday loan lenders think differently.
They know that life can throw us situations that can have a detrimental affect on our credit profile but they believe you too should have a helping hand if possible.
So if you are worried about applying for a payday loan with bad credit don’t be they may be able to help.
What do you need to apply and how long does it take to receive the money?
The application process for most payday loans are very simple. They will request personal information, ask questions about your personal circumstances as well as your employment.
If accepted they will also ask for your bank details for the loan to be sent to. From the start of the application form to being accepted to receiving the money it could be sorted within 24 hours.
Hopefully we have answered all the questions you may have about applying for paydayloans.