Are you trying to Get Accepted For Loan? Since the financial crises, it has been more difficult for people to get accepted for loans, credit and finance of any kind.
There are also fewer Lenders around too, which again does not help the supply of credit.
Need to get accepted for loan?
If you approach your bank about getting a loan, you will need to jump through a few hoops first and have an absolutely crystal clear credit history and high credit score.
You will need to prove your income, fill out forms and also tell them what you had for breakfast the day you first applied!
You could then wait for days for your application to be referred to faceless administrators at head office to pick over and the find out they have rejected your loan application anyway!
So, what is the solution to get accepted for loan?
If you have bad credit or no credit at all, your best chance of getting accepted for loan is by applying for a guarantor loan.
The guarantor loan value is from 1,000 to 5,000 and can be repaid over 1 to 5 years. Guarantor loan interest rates are quite low compared to say pay day loans and your guarantor does not have to be a home owner either.
If you have slight adverse credit on your credit history or the adverse is over a year ago, you might want to try a small fast cash loan up to 2,000.
If you need to borrow a larger amount, you can apply for up to 25,000.
All Lenders are registered
We endeavour to use Lenders that are registered and approved and who seek to convert as many applications into paid out loans.
Hopefully you will be able to obtain the loan you need by using the links on this page and get accepted for loan here.
You might also want to consider a credit card for adverse credit and you can see details using the links.
Have a look at the top Menu as well and click on the Personal Loans page link. On this page there is a banner to click which will open the loan application form in a new window.
When you complete all your details on this application form and submit it, it will be sent to a number of different lenders to see if your application matches their criteria.
It will start first with the loan company that has the lowest interest rates and then work through the lender list until it finds a lender that will accept you.
Obviously, the more adverse credit history you have, then the higher their perceived risk is going to be and so they will increase the interest rate accordingly.
You will be able to inspect full details of any loan offer online and you are not under any obligation to accept any offer given.
If the new loan offer is acceptable to you and you want to proceed with it, then it is just a matter of clicking to accept.