Are you trying to Get Accepted For Loan? Since the financial crises, it has been more difficult for people to get accepted for loans, credit and finance of any kind.
There are also fewer Lenders around too, which again does not help the supply of credit.
Need to get accepted for loan?
If you approach your bank about getting a loan, you will need to jump through a few hoops first and have an absolutely crystal clear credit history and high credit score.
Representative 277.5% APR - Representative Example: Amount of credit: £750 for 12 months at £119.21 per month. Total repayment of £1430.52. Interest: £680.52. Interest rate: 140% pa (fixed). 277.5% APR Representative.
You will need to prove your income, fill out forms and also tell them what you had for breakfast the day you first applied!
You could then wait for days for your application to be referred to faceless administrators at head office to pick over and the find out they have rejected your loan application anyway!
So, what is the solution to get accepted for loan?
If you have all credit types or no credit at all, your best chance of getting accepted for loan is by applying for a guarantor loan.
The guarantor loan value is from 1,000 to 5,000 and can be repaid over 1 to 5 years. Guarantor loan interest rates are quite low compared to say pay day loans and your guarantor does not have to be a home owner either.
If you have slight adverse credit on your credit history or the adverse is over a year ago, you might want to try a small fast cash loan up to 2,000.
If you need to borrow a larger amount, you can apply for up to 25,000.
All Lenders are registered
We endeavour to use Lenders that are registered and approved and who seek to convert as many applications into paid out loans.
Hopefully you will be able to obtain the loan you need by using the links on this page.
You might also want to consider a credit card for all credit types and you can see details using the links.