Personal Loans with monthly installments, for Tenants or Homeowners, are available for application today. We only use loan companies and lenders that are approved and registered.

Personal Loans Application

These are personal loans that you can repay monthly. The loans offered on this website have a minimum repayment term of 3 months and maximum repayment of 18 months. Lending rates vary from 45.3% APR to 1575% APR depending on your circumstances and loan amounts are from £100 – £3500.

down arrow

Diddy Loans unsecured personal finance

up arrow loans

Personal loans are a great option, as they remove the very expensive rollover effect of other types of loans, which adds fees and interest and makes it more unaffordable. With an installment personal loan, you can still get the same amounts as Payday Loans*, but you have longer to pay it back and you can even pay it off early if you want to, without penalty.

Installment personal loans are also suitable for larger amounts for purchases like cars, caravans, jewellery or anything that you want really. Larger amounts and longer repayment periods are also available with a Personal Loan.

Why not apply using our short application form by clicking on the banner above and see what Unsecured Personal Loans we can offer you now*.

There are a number of different types of personal loans you can apply for online currently.You can still get a personal loan up to £2,000 in value and spread the repayments up to 18 months if required*.  There are no penalties for settling the loan early if you wish to do so.

There are some personal loans available from £2,000 to £50,000* which can be spread over a number of years and they are ideal for large value item purchases.

Guarantor Loans are also available* for application online with some websites and there are some Lenders that do not require you to have a homeowner as a guarantor.  The guarantor can be a non homeowner who is a relation or friend that is willing to guarantee the loan payments for you, should you not be able to complete all of the repayments. You need to fully read and check all the terms and conditions of any loans and loan offers made first.

Get started today and get your new loan application moving forward. The sooner you do, the sooner you might be able to get your hands on the cash, if approved!

Implications of Non/Late payment/Credit Score

We work with a number of loan lenders, all of which have their own practices and distinct loan agreement terms and conditions. The consequences of non-payment can include:

1. Making it more difficult for you to obtain credit in the future or having to pay default charges to the lender due to this.

2. Having to pay more for your credit by extending the term of the loan and therefore the period for which you pay interest.

3. The sending of this information to a credit reference agency.  Carefully read the terms outlined by the lender you have been matched with.

If you are likely to miss a payment or have any problems making a payment, you should contact the lender directly to discuss your options as soon as possible. If you fail to resolve the issues with the lender, then your account may be placed with a collections agency or sold to a third party collections company.

Disclosure of Renewal

We do not make the decision to renew your loan, but this is left to the loan lender you have taken your loan out with. Each lender have their own specific renewal policies.

We encourage you to read the loan agreement terms and conditions specified by the lender we match you with carefully. Should you have any questions or if you need to renew your loan, please kindly contact the lender you are matched with directly.

Compliance with Regulations

The operator of this website is not an agent or representative of consumers or any lender and does not endorse the services offered by specific lenders.

Collection Practices

Loan companies know that peoples’ circumstances can alter. If this has happened to you, you must let your loan company know as soon as possible and they will do their best to come to some kind of suitable arrangement with you.

The most important thing is to not borrow money that you do not think you can pay back. Some of our loan companies may use collection agencies and you should discuss this directly with the loan company concerned.

*Subject to Lender’s requirements and approval.