Personal Loans with monthly installments for Tenants or Homeowners, are available for you to apply for online today using this website.

We only use loan companies and lenders that are approved and registered.

Personal Loans Application

These are personal loans that you can repay monthly.

The loans offered on this website have a minimum repayment term of 3 months and maximum repayment of 18 months.

Lending rates vary from 45.3% APR to 1575% APR depending on your circumstances and loan amounts are from £100 – £3500.

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Personal loans are a great option, as they remove the very expensive rollover effect of other types of loans, which adds fees and interest and makes it more unaffordable.

With an installment personal credit loan, you can still get the same amounts as Payday Loans*, but you have longer to pay it back and you can even pay it off early if you want to, without penalty.

Installment personal loans are also suitable for larger amounts for purchases like cars, caravans, jewellery or anything that you want really.

Larger amounts and longer repayment periods are also available with a Personal Loan.

Why not apply using our short application form by clicking on the banner above and see what Unsecured Personal Loan we can offer you now*.

There are a number of different types of personal loans you can apply for online currently.

You can still get a personal loan up to £2,000 in value and spread the repayments up to 18 months if required*.

There are no penalties for settling the loan early if you wish to do so.

There are some personal loans available from £2,000 to £50,000* which can be spread over a number of years and they are ideal for large value item purchases.

Guarantor Loans are also available* for application online with some websites and there are some Lenders that do not require you to have a homeowner as a guarantor.

The guarantor can be a non homeowner who is a relation or friend that is willing to guarantee the loan payments for you, should you not be able to complete all of the repayments.

You need to fully read and check all the terms and conditions of any loans and loan offers made first.

Get started today and get your new loan application moving forward.

The sooner you do, the sooner you might be able to get your hands on the cash, if approved!

personal loans

Implications of Non/Late payment/Credit Score

The implications of non-payment of your loan could include adverse details being included within your credit report.

This could adversely affect future attempts at securing credit or finance, in addition to further charges potentially being added by the lender.

Where you miss a payment entirely, you will often incur a charge/fee that will be added on to the total amount that you owe.

Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new re-payment date with you.

If you are struggling, or think there is a possibility that you will not be able to meet repayments, Quick & Friendly Loans strongly recommends that you contact the lender in the first instance.

We work with a number of loan lenders, all of which have their own practices and distinct loan agreement terms and conditions.

The consequences of non-payment can include:

1. Making it more difficult for you to obtain credit in the future or having to pay default charges to the lender due to this.

2. Having to pay more for your credit by extending the term of the loan and therefore the period for which you pay interest.

3. The sending of this information to a credit reference agency.  Carefully read the terms outlined by the lender you have been matched with.

If you are likely to miss a payment or have any problems making a payment, you should contact the lender directly to discuss your options as soon as possible.

If you fail to resolve the issues with the lender, then your account may be placed with a collections agency or sold to a third party collections company.

Disclosure of Renewal

We do not make the decision to renew your loan, but this is left to the loan lender you have taken your loan out with.

Each lender have their own specific renewal policies.

We encourage you to read the loan agreement terms and conditions specified by the lender we match you with carefully.

Should you have any questions or if you need to renew your loan, please kindly contact the lender you are matched with directly.

Compliance with Regulations

The operator of this website is not an agent or representative of consumers or any lender and does not endorse the services offered by specific lenders.

Collection Practices

Loan companies know that peoples’ circumstances can alter.

If this has happened to you, you must let your loan company know as soon as possible and they will do their best to come to some kind of suitable arrangement with you.

The most important thing is to not borrow money that you do not think you can pay back.

Some of our loan companies may use collection agencies and you should discuss this directly with the loan company concerned.

Personal Loan – unsecured Personal Loans with online decisions are still the most popular types of loans.

They can be repaid over months or even years and used for any purpose.

Unsecured Personal Loan

Loan companies can offer unsecured personal loans up to 25,000, subject to your personal circumstances and applicants must:

  • be aged 21 years or over
  • be a permanent resident
  • be in permanent paid employment or self-employed
  • earning a gross annual income greater than 15,000 per year

When you make an application for a loan it will be useful to have the following information to hand:

  • Your annual income
  • Monthly outgoings
  • Employment details
  • Last 5 years address history
personal loan application paper form

Apply on line now and you’ll be given a determination in minutes

In the event you are approved, you will be emailed your credit agreement that you return to us and also can e-sign on line.

The lender is then able to process your loan and get the funds to you quickly.

Not sure in the event that you will be eligible to get a Personal Loan?

Check to see should you match the standards.

You may also read about our Personal Loan procedures.

By applying for a personal unsecured loan, a “soft” credit search will be carried out. Subject to approval, you will be given a no obligation quotation.

Giving you this quotation is not going to affect your credit rating, but will leave a record of the search in your credit file that other lenders can see should you accept the quote.

If you decide not to go ahead with the on line loan offer, the soft credit search will not stay on your credit record.

A soft credit search only confirms that you are who you say you are for things like your full name, address, date of birth, etc.

This is for your protection as well as the loan company’s protection too.

They are not interested in a missed payment you have recorded on your credit file dating 6 years ago, as does that really matter today?

They are more interested in the fact you can afford the new loan repayments given your circumstances today, not the past.

Another page you might be interested in too is Every Day Loans To Apply For Any Day Of The Week.

Are you searching for these three key requirements when looking for cash; personal loans bad credit direct lender?

Well, we have access to lenders and loans that offer all these.

Find personal loans bad credit direct lender

When looking for a new personal loan bad credit direct lender the loan is funded directly from who you apply with and does not go through another lender or a broker.

With these personal loans, the lender can offer you loan amounts directly as they do not search elsewhere for another lender to lend the money.

Only deals and loans are offered by the lender and are not there to promote other lenders deals.

If you are still searching for these three key requirements when looking for cash; personal installment loans bad credit direct lender we have access to lenders and loans that offer you all three requirements.

Direct Lender Companies that provide bad credit personal loans

When clicking on the banners on this page all applications are direct to lenders and are through the lenders own website and is usually a quick and simple form to complete.

By applying for a new personal loan directly it makes the application process a lot quicker as it can be approved nearly instantly.

When looking for personal loans bad credit direct lender you will not go through a broker to find the funds you need.

Instead, the loan is brought straight from the lender itself.

personal loan bad credit direct lender cash dispensing machine hole in the wall

The direct lender is the one that is providing you with the funds, so your details are solely with them.

Unlike loan applications that are filled on a brokers page who then sends your details on to other lenders, going direct and missing the middle man you will save on broker fees.

By applying for personal loan direct from the lender the application process is usually very quick as it isn’t sent to a third party.

The process to get a new loan only takes a few minutes to complete the application process.

Then usually the lender does an affordability and credit check.

When this is reviewed a decision will be sent to you on whether you have been accepted or not.

If your application for a loan is accepted the lender will get in touch to ensure all details are correct before releasing the funds.

So if you are still searching for these three key requirements when looking for cash; personal loans bad credit direct lender, we have access to lenders and loans that offer you all three requirements, just click on the banners on this page to go direct or click on the top Menu.

*Subject to Lender’s requirements and approval.