Got bad credit and can’t get a loan? Please read on a little further to find out more.
It will be difficult if not impossible for you to get a loan from the well known high street type Lenders or companies if you have even a “whiff” of any bad credit that is in your credit file.
All is not lost. We are registered Loan Brokers and we have approved and registered lenders that are willing to look at your circumstances with a view to lend you money today.
Representative 277.5% APR - Representative Example: Amount of credit: £750 for 12 months at £119.21 per month. Total repayment of £1430.52. Interest: £680.52. Interest rate: 140% pa (fixed). 277.5% APR Representative.
So, stop applying all around the internet and leaving a footprint of all your applications and apply here just once, but search many lenders all at once.
Different Bad Credit Loan Types
Have a look at our different types of loan and credit products that are available by going to our Main Loan Application Forms page.
If you do have a poor credit history, there are still options open to you for applying for a loan. If the adverse credit is only one or two small items and they happened over a year ago, you could try applying for small fast cash loans up to 2,000 or a personal loan up to 25,000.
Why not consider a Guarantor Loan?
If your poor credit is more recent, your only option is probably a guarantor loan. Guarantor Loan Lenders base their decision on how good your guarantor’s credit rating is and not yours. Guarantors can be home owners, non home owners, tenants, friends, family, employers, etc.
If you think you might have a suitable guarantor, it might be worth an application to see if you qualify.
Everything is done on line from your initial application to contacting and approving your guarantor, which is great. The cash funds can sometimes be paid the same day or within 24 hours.
Consider all your loan options
Have a good look through all of your financial loan options before you decide to accept any loan offers made on line.
Don’t let your past credit problems stop you applying for a new loan, as there are plenty of specialised Loan Lenders advertised on this website for people with all credit types, histories and credit scores.
It really is so easy to get into credit problems and the majority of people get some all credit types at some point in their lives. There are a few famous people who have claimed to be the originator of this statement, including Joan Collins:
“Show me a person who has never made a mistake and I’ll show you someone who has never achieved much”
The statement is so very true, so do not worry unduly about the poor credit history you might have and just seek out the solutions for it!
Hopefully you will find a good solution on this website and get the finance you need easily and quickly. The best thing to do is start clicking on the highlighted links to get more information or use the to Menu to go to the application form page directly.