Direct Loans UK is one of the leading unsecured loan companies in the UK.
We provide completely online solutions for any purpose funding for UK residents that are home owners or tenants and want unsecured loans direct lenders only.
I Need Direct Loans UK
Direct Loans never demand or charge any administration or processing fees.
You can receive secured and unsecured personal loans without any advance loan installment or broker fees on the loans direct lenders bad credit personal loans.
Loans No guarantor
If you are looking for an instant loan up to £25000 and you do not have any guarantor, you could get a no guarantor loan.
Apply for a secured or personal loan without any guarantor needed and get guaranteed online decisions in minutes.
If you have any guarantor no matter whether they are a tenant or homeowner, you can get guarantor loans up to £10,000.
This loan is the perfect solution for tenants or non homeowners, self employed and people on benefits.
Bad credit loans
Direct Loans for bad credit accept poor credit applications too. If you have a fixed income source to repay the loan, you can get bad credit loans at any time.
Need a loan for any purpose?
Don’t wait until its too late, just fill out our loan application form and get quick instant approval. We have the answers to some of the most popular questions you may have.
With this information, you will be in a great position to decide if this suits your circumstance best.
How much can you borrow?
This depends on who you apply with and what type of loan you apply for.
With a payday loan, it could be from as little as £50 to a secured loan where you can borrow against the amount of equity in your home.
Who will I receive the money from?
When you apply directly with a lender it is them themselves that is funding the loan.
If you applied through a broker, however, you would be redirected to another lender that will provide the loan.
How do I apply?
All applications for loans for direct lenders is through the lenders own website and is usually a quick and simple form to complete.
By applying directly with the lender rather than going through a broker it makes the application process a lot quicker as it can be approved fast.
Will my details be safe and secure?
When you apply directly to a lender it is them that are providing the funds and them that will have your details.
Unlike when going through a broker who then sends your details on to other lenders your information is sent to an array of companies.
However, this information will still stay safe and secure with these lenders also.
What is the application process?
The application process is usually very quick as it isn’t sent to a third party. The process only takes a few minutes to complete the application process.
Then the lender typically carries out an affordability and credit check. When this is reviewed a decision will be sent to you on whether you have been accepted or not.
If your application for a loan is accepted the lender will get in touch to ensure all details are correct before releasing the funds.
What is the criteria when applying?
This really differs from lender to lender.
However, typically you need to be 18 years of age and over, be a UK resident and also be employed or have a regular income.
See also 15 minute loans.