Guarantor Loans Direct Lenders – we have a new Guarantor Loans using Direct Lenders on our panel for you to consider. You do NOT have to have a home owner as a guarantor with this Lender.
For more details and to apply directly to the Guarantor Loans UK Lender, please go to the Guarantor Loans Direct Lenders application page or click on the banner to get started.
Find guarantor loans direct lenders online
This means you will get the best deal possible from this quick Direct Lenders Guarantor Loans.
You can borrow up to 5,000 and it does not matter if you have different credit types either. The reason for this is that providing your guarantor has a good credit history and is able to step in if you should default, your credit history and credit score will be negligible.
You can also apply for a personal non guarantor loan instead if you wish. These range in value from 100 to 25,000 and can be spread over months or years for repaying.
Apply today for fast Guarantor Loans Direct Lenders
Are you looking for guarantor loans direct from lenders rather than going through a broker? We have access to great lenders here.
Guarantor loans from direct lenders are loans that are funded directly from the lender you apply with and does not go through a broker. Loans can be for up to 5,000 and once agreed can be paid directly into your agreed bank account.
All applications for guarantor loans direct to lenders is through the lenders own website and is usually a quick and simple form to complete. By applying direct it can make the application process a lot quicker, as there is no middle man so that it can be approved quickly.
Guarantor loans like personal loans
A guarantor loan is like that of a personal loan but the lender will ask for a guarantor to be named on the loan. The lender will ensure that the guarantor named on the loan has a good credit history. With this extra security, your chances of being accepted are much higher, even if you have bad credit.
When applying for guarantor loans direct lenders are the ones providing the funds, so your details are solely with them. When applying for a loan through a broker they will send your details on to other lenders. So by choosing to go direct you can save on broker fees.
When applying for guarantor loans direct from lenders the application process is usually very quick as it isn’t being sent to a third party. It can take only a few minutes to complete the application process. Then the lender will carry out an affordability check and a credit check.
When this is reviewed a decision will be sent to you on whether you have been accepted or not. If your application is accepted the lender will get in touch to ensure all details are correct, then you will be required to review and agree the terms and conditions of the loan before the lender can release the funds.
The advantages of applying for guarantor loans direct lenders is you will not have to pay an upfront fee for applying for a loan. The process can also be quicker than going through a broker. The direct lender will also not share your details with any third party lenders so your information is secure and safe.
To find out if you can be accepted for a guarantor loan by going direct to the lender click on the links on this page or read Find Guarantor Loan When Don’t Have Perfect Credit.
Find Non Home Owner Guarantor Loans Direct Lenders Today
Non Home Owner Guarantor Loans Direct Lenders are available to apply for on this website today, by clicking on the direct lender’s links.
When guarantor loans first came out and were launched, you had to have a home owner as your guarantor.
This was very restrictive for people trying to take out a new guarantor loan and the lenders had to re-think this.
Guarantor loan Companies for non home owners
We now have guarantor loan lenders that do not require a home owner specifically. Your guarantor can be a friend, family member or just someone that knows you well enough to go as a guarantor for a loan.
This makes the process so much easier and more available to a lot more people now.
So, if you are having difficulties getting a loan at the moment, why not head over to our main Guarantor Loans UK page for more details and the application form link.
Guarantor Loans Non Homeowner are available to apply for on this website, by clicking on the links on this page, this will take you directly to the lender’s application form.
Competitive Guarantor loans non homeowner interest rates
If you have been searching for a new loan online looking on the internet, you must agree that this interest rate is very competitive. Just look at the interest rates charged for Payday type loans and you will see that their rates are normally in the 1,000’s.
So, why not explore the world of guarantor loans UK non homeowner instead of any other type of loan? They provide loans from £500 to £5,000 and you can spread the loan repayments for up to 60 months.
Better still, there are no penalties if you decide to pay back the loan sooner, in fact you actually will save interest if you do.
I suppose the only down side might be that you have to provide a guarantor, but most people use either a relation or a good friend. If you pay back the loan completely, your guarantor need never be contacted. Your guarantor doesn’t even have to be a home owner to be accepted.
Got bad credit and can’t get a loan elsewhere?
Guarantor loans non homeowner are ideal for this situation as approval is not based on your bad credit history, but on the credit history of your guarantor.
Need a new car? Want to consolidate debts? Need a loan but have adverse credit? Are you currently a tenant or living with parents or friends? Guarantor loans for non homeowner may be an option to get the cash you need.
There can be many reasons why you may have found yourself having a adverse credit and needing guarantor loans non homeowner. By not keeping up with your financial commitments it can have a detrimental effect on your credit rating, making it very difficult to be accepted for credit.
When applying for any kind of credit the lender will look at an individual’s credit score to decide whether they will accept or decline your application.
If you have checked your credit rating or you have history of late payments or County Court Judgments (CCJ’s) etc. it is likely you will be declined for a standard loan. If you are non home owner or a tenant with a credit score that is less than perfect, guarantor loans non homeowner may be your answer.
If you have a poor credit score and you need a loan you are a higher risk to the provider of not paying back the loan. By applying for guarantor loans non homeowner though you are more likely to be accepted.
These loans are similar to personal loans but they require a family member or friend to be a guarantor. This means if you fall behind on the payments it is up to them, the guarantor, to pay back the loan. Lenders usually require the guarantor that is named to have a good credit score.
A good way of using guarantor loans for non homeowner and to help build a good credit rating is to stay below your credit limit and ensure you pay the agreed amount on time.
A bad idea is to borrow more than you know you are able to pay back and getting yourself and the person who has put their name down as guarantor, into financial bother.
Regardless of how you have come to have bad credit don’t despair; there are suitable guarantor loans non homeowner loans available that will meet your needs. If used correctly, you can use this as an opportunity to work on building a better credit rating for your future.
See also Guarantor Loans Online.