Negative Equity

Negative Equity can happen for a number of reasons. For example, if you purchased your property during a market peak and prices dropped, you might be in negative equity. You could also find yourself in negative equity if you bought your property with a 100% or 95% mortgage, which leaves you highly reliant on capital growth to build your equity. Another reason for negative equity is a long-term local or national economic slowdown, or the sudden bursting of a housing bubble.

negative equity property

Negative Equity Property

Negative Equity Property is a huge problem in the UK that no-one seems to want to admit, recognise or try to sort out. It is like a ticking time bomb just waiting to explode and there are going to be a lot of casualties. We do not want you to be a victim of this […]

Selling House In Negative Equity Advice

When you realise your property value is less than your outstanding mortgage balance, selling your house in negative equity might be your initial reaction to get rid of the problem and start over again.  We get asked all the time – can I sell my house in negative equity? The problem arises when you haven’t

Negative Equity Personal Experience

I’m sure you have heard the phrase: Been there, done that, got the t-shirt! So, yes I have been through dealing with property negative equity a number of times with a few properties, so I speak from experience and not just the theory of it all. The First Negative Equity Experience To be honest, this

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Negative Equity NI

Whether it is the property crash of 2008 or the Coronavirus Covid-19 pandemic of 2020, the affects of these two major financial crashes will be felt for years to come. A fall in property prices when there was originally very little equity in a property in the first place, will lead to negative equity in

Negative Equity Mortgage Solutions

This is an article on negative equity mortgage solutions that are available in the UK market. Put simply, if your mortgage is higher than the value of your property, then you are in negative equity. Main Causes Of Negative Equity There can be various causes for having a property in negative equity and you definitely

Property In Negative Equity?

Is your property in negative equity? Are you wanting to know what that means for your current and future circumstances? Hopefully, this article will help you find out what this means for you and what affect it has on you being able to move home or re-mortgage. What does it mean if your home is

Interest Only Mortgage Time Bomb About To Explode?

Interest Only Mortgage Time Bomb – are you one of the 1.9 million households in the UK that have an interest only mortgage? Those that are in the position of having interest only mortgages are risking having to sell their homes when their mortgage deal comes to an end. This is because they are not

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Property In Negative Equity Need To Sell Your House?

Property In Negative Equity Need To Sell? – there could be a number of reasons why you need to sell your property, but you cannot because of negative equity in the property you want to sell. Find out more about selling a house in negative equity by reading on. Why You Need To Sell Your Negative

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Bankruptcy the Only Option?

The next thing to consider is if bankruptcy the only option. Option 4 – Is Bankruptcy the Only Option? When you are in circumstances where the debt levels are very high, then bankruptcy might well be the best legal option for you. There used to be a terrible stigma associated with bankruptcy, but since the

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Negative Equity Rental Property

It is a different matter when you have a number of negative equity rental property to deal with, instead of just your own home. Option 3 – Negative Equity Rental Property When you are dealing with a number of rental properties that are in negative equity, it would be unwise to use the method we suggested

write off your negative equity legally car written off

Write Off Your Negative Equity Legally

The second option is finding out about being able to write off your negative equity legally for a fraction of the total amount. Option 2 – Write Off Your Negative Equity Legally So you now realise that you are in property negative equity and that you need to do something right about it. Again, it really

do nothing about your negative equity written on blackboard

Do Nothing About Your Negative Equity?

Our first option to consider is: Option 1 – Do Nothing About Your Negative Equity In theory, this is an option as such, but there are very few circumstances when you should actually do nothing about your negative equity. In fact, we would encourage you to do something about your property being in negative equity now,

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Find Out Solutions To Property Negative Equity

Find Out Solutions To Property Negative Equity – this website has just been launched to try to help people find solutions who are in the position of having a property that is in negative equity. This property could be your home, a summer house, buy to let rental property or commercial property that you need

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