Instant Payday Loans are available here on this website today – Payday has got a bit of a bad name these days.
These problems were caused by a small number of Payday Lenders using unscrupulous methods of trying to extract additional money out of people that could not afford it. Click on a banner to open in a new window for a payday loan to get express finance.
The principle of Instant Payday Loans Online is fine, it’s just that it was dogged with problems in the past.
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Some poor loan Lenders of Payday bad credit Loans abused some people with charging very high interest rates, high roll over charges and numerous high fees if they did not stick strictly to their original terms and conditions.
Instant Payday Loans now regulated
Instant Payday Loans is now regulated by the Financial Conduct Authority and there are now caps or limits on interest rates and all fees charged, which is much better for you the borrower.
All the Payday Lenders we use are all registered and regulated by the Financial Conduct Authority, including private loan lenders UK, so you can apply for an Instant Loans Online application with the knowledge that you are always protected throughout and if anything unlikely should go wrong, that they will investigate it on your behalf.
You can still get the Fast Cash Instant Payday Loans that you repay on your next pay day or you can opt for similar amounts, but spread the repayments over longer periods instead.
Spreading the Instant Loans Online repayments over a longer time makes it more affordable and should stop any additional fees being charged.
Registered and approved
We are approved Finance Brokers and we are also registered with the Financial Conduct Authority as this is now law.
If you happen to come across a loans website and you are not sure if they are registered or not, you can go to the Financial Conduct Authority’s website to search for the company concerned to see if they are registered.
All registered companies should have their registration numbers displayed on every page of their website and ours is clearly shown at the bottom of each page.
So, you can apply on this website in the knowledge that all companies involved are all registered and approved, which should give you peace of mind.
Not Registered and Approved
We must place a warning here that not all lenders and brokers online will be registered. Sometimes people contemplate going to loan sharks to get desperately needed money either online or in person.
Loan sharks are definitely not registered in fact they are illegal lenders.
If you take a loan from a loan shark, you will have no legal protection at all and they can charge you whatever interest and fees they feel like and change the terms of the cash advance as and when they want to.
As you can see, this would be highly dangerous to deal with such people or companies and it makes much more sense to use a registered company for the new loan you need.
See also Is It Easier to Get a Joint Loan?