Personal Loans with monthly installments for Tenants or Homeowners are available for you to apply for online today using the banner below.
Personal Loans Application
These are personal loans that have monthly repayments. The loans offered on this website have a minimum repayment term of 3 months and maximum repayment of 60 months.
Personal loans are a great option, as they remove the very expensive rollover effect of other types of loans, which adds fees and interest and makes it more affordable.
With an installment personal credit loan, you can still get the same amounts as Payday Loans*, but you have longer to pay it back and you can even pay it off early if you want to, without penalty. Installment loans are also suitable for larger amounts for purchases like cars, caravans, jewellery or anything that you want really. Larger amounts and longer repayment periods are also available with a long term Personal Loan.
Why not apply using our short application form by clicking on the banner above and see what Unsecured Personal Loan we can offer you now*.
Calculator For Personal Loan
Below is a simple and handy loans calculator that will give you an idea of your expected monthly loan repayments.
Just fill in the required information like loan amount, monthly repayment period and interest rate and it will give you the information you want. Use as many times as you want, free of charge:
Different Types Of Personal Loan
There are a number of different types of loans you can apply for online currently. You can still get small loans up to £2,000 in value and spread the repayments up to 18 months if required*. There are no penalties for settling the loan early if you wish to do so.
There are some other loans available from £2,000 to £25,000* which can be spread over a number of years and they are ideal for large value item purchases.
Guarantor Loans are also available* for application online with some websites and there are some Lenders that do not require you to have a homeowner as a guarantor. The guarantor can be a non homeowner who is a relation or friend that is willing to guarantee the loan payments for you, should you not be able to complete all of the repayments.
You need to fully read and check all the terms and conditions of any loans and loan offers made first. Get started today and get your new loan application moving forward. The sooner you do, the sooner you might be able to get your hands on the cash, if approved!
Unsecured Loans with online decisions are still the most popular types of loans. They can be repaid over months or even years and used for any purpose. There are also other types of loans including secured loan, unsecured loan all with monthly repayment with an interest rate or APR (annual percentage rate) to suit your financial circumstances and a loan term that is best for you.
Personal Unsecured Loans
Loan companies can offer unsecured loans up to £25,000, subject to your personal circumstances and applicants must be aged 21 years or over, be a permanent resident in permanent paid employment or self-employed earning a gross annual income greater than £15,000 per year.
When you make an application for a loan it will be useful to have the following information to hand:
– Your annual income
– Monthly outgoings
– Employment details
– Last 5 years address history
Apply on line now and you’ll be given a determination in minutes.
In the event you are approved, you will be emailed your credit agreement that you return to us and also can e-sign online. The lender is then able to process your loan and get the funds to you quickly.
Not sure in the event that you will be eligible to get a Personal Loan? Check to see should you match the standards. By applying for a personal unsecured loan, a “soft” credit search will be carried out. Subject to approval, you will be given a no obligation quotation.
Giving you this quotation is not going to affect your credit score rating, but will leave a record of the search in your credit file that other lenders can see should you accept the quote. If you decide not to go ahead with the online loan offer, the soft credit search will not stay on your credit record.
A soft credit search only confirms that you are who you say you are for things like your full name, address, date of birth, etc. This is for your protection as well as the loan company’s protection too.
They are not interested in a missed payment you have recorded on your credit file dating 6 years ago, as does that really matter today? They are more interested in the fact you can afford the new loan repayments given your circumstances today, not the past.
Are you searching for these three key requirements when looking for cash; personal loan for bad credit direct lender? Well, we have access to lenders and loans that offer all these.
Find a personal loan bad credit direct lender
When looking for a new personal loan bad credit direct lender the loan is funded directly from who you apply with and does not go through another lender or a broker. With these loans, the lender can offer you loan amounts directly as they do not search elsewhere for another lender to lend the money.
Only deals and loans are offered by the lender and are not there to promote other lenders deals.
If you are still searching for these three key requirements when looking for cash; personal installment loans, bad credit, direct lender, we have access to lenders and loans that offer you all three requirements.
Direct Lender Companies that provide bad credit loans
When clicking on the banners on this page all applications are direct to lenders and are through the lenders own website and is usually a quick and simple form to complete. By applying for a new personal loan directly it makes the application process a lot quicker as it can be approved nearly instantly.
When looking for a personal loans for bad credit direct lender you will not go through a broker to find the funds you need. Instead, the loan is brought straight from the lender itself.
The direct lender is the one that is providing you with the funds, so your details are solely with them. Unlike loan applications that are filled on a brokers page who then sends your details on to other lenders, going direct and missing the middle man you will save on broker fees.
By applying for unsecured personal loans bad credit direct from the lender, the application process is usually very quick as it isn’t sent to a third party. The process to get a new loan only takes a few minutes to complete the application process. Then usually the lender does an affordability check and credit search.
When this is reviewed a decision will be sent to you on whether you have been accepted or not. If your application for a loan is accepted the lender will get in touch to ensure all details are correct before releasing the funds.
So if you are still searching for these three key requirements when looking for personal loans UK with no credit checks, we have access to lenders and loans that offer you all three requirements, just click on the banners on this page to go direct or click on the top Menu. There is also a small personal loans calculator above to help you work out what you monthly loan repayments are likely to be.
There are also loans for students available online on this website as well. See also Coronavirus Covid 19 Financial Loans.
*Subject to Lender’s requirements and approval.